TAKE CONTROL OF YOUR PAYMENTS COMPETITION

TERMS & CONDITIONS

The promoter of this competition is iWYZE trading as Old Mutual iWYZE underwritten by Old Mutual Insure Limited, a licensed FSP & Non-Life Insurer. (“the Promoter”). These are the standard terms and conditions for the competition conducted and promoted by, or in association with, iWYZE. The competition is subject to the following terms and conditions. 

Your entry into the competition and/or your acceptance of a prize (in the event that you win a prize) constitutes your binding acceptance of these terms and conditions. 

1. The Competition commences on 01 April 2024 and ends 30 June 2024 at 23:59pm. 
2. The qualifying criteria for entry into the competition is as follows:  
   1. The competition is open to all citizens of South Africa above the age of 18 (eighteen)
   2. The competition is open to all iWYZE policyholders.
   3. Accepting a DebiCheck mandate with your bank for your new or existing iWYZE policy during the period of the competition, will automatically enter you in the competition.

ELIGIBILITY

1. The competition is open to South African residents only.
2. The competition is not open to employees of Old Mutual, Old Mutual Insure and Old Mutual iWYZE and their immediate families, the prize sponsors or their respective advertising agencies and PR companies.

ACCEPTANCE

By entering the competition all participants and winners agree to be bound by these terms and conditions, which will be interpreted by the Promoter, in its sole discretion and its decision regarding any dispute will be conclusive, final and binding and will not be challenged on any grounds, including without limitation.

1. Old Mutual iWYZE reserves the right to amend the validity dates of this competition at any time.
2. To enter the competition all entrants must comply by completing the full DebiCheck process as it relates to accepting a Debicheck mandate with your bank. Entries that are considered incomplete, will be disqualified. For more information click on the following link: https://www.iwyze.co.za/post/understanding-debicheck-and-your-insurance
3. Only one entry per person is valid.

PARTICIPATION

By entering this competition, you agree to be bound by these terms and conditions. Entering this competition means you agree for iWYZE to contact you by means of e-mail or telephone.

1. Winners will be drawn by Old Mutual iWYZE from all valid entries. 
2. The competition winner will have 24 hours from notification of winnings to claim acceptance of his/her prize. Upon failure to do so, Old Mutual iWYZE reserves the right to draw a new winner in accordance with the terms stipulated herein.
3. The winner of this competition shall be chosen in accordance with the requirements and procedures of the Consumer Protection Act 68 of 2008.  The prize will go to the first 5 (five) random winners selected after the closing date.

THE PRIZE

The 5 (five) winners who will each win a R1000 (one thousand Rand) takealot voucher.  Winners will be notified telephonically or via e-mail on their mobile number or e-mail address that they supplied when taking on a policy with iWYZE. Old Mutual iWYZE will arrange to send the vouchers upon receiving valid verification. This process can take up to 7 (seven) working days. 

1. The Promoter reserves the right to substitute a prize with any other prize of equal value to the prize offered herein, at its sole discretion. The decision of the Promoter is final and the Promoter shall not enter into any correspondence about the result.
2. Entries that do not comply with these terms and conditions will be disqualified.

GENERAL

Any breach of the terms and conditions may, at the Promoter’s absolute discretion, result in forfeiture of any prize.

1. The Promoter shall not be liable for any disruption to the competition, whether due to technical problems or otherwise, which is beyond its reasonable control. In the event of any disruption to the competition, the Promoter shall use its reasonable endeavours to remedy any disruption and resume the competition on a fair and equitable basis to the entrants.
2. In the event that the replacement entrant fails to respond to the Promoter as required then the provisions of this clause shall apply to that new winner in the same way as if they were an original winner.
3. Unclaimed prizes will not be resent. Old Mutual iWYZE reserves the right to redistribute all unclaimed prizes.

PERSONAL DATA

You (the entrant) will be asked to provide your (full name, phone number, e-mail address and age and other related information; amongst others).

1. The Promoter and its affiliates will collect and use your personal data listed hereby in "order" to enable your participation in this competition and related online activities.
2. Your personal data will be available exclusively for the Promoter’s, its affiliates and subsidiaries’ marketing purposes and, by participating in the competition, you expressly consent to the transfer, storage and processing of the data in South Africa.
3. The Promoter keeps the data to fulfil the purposes for which it was collected or as required by applicable laws or regulations.
4. The Promoter will not use your (the entrants) information for a different purpose without first asking permission to do so.
   
   

INDEMNITY

All entrants and winners indemnify the Promoter, its advertising agencies, advisers, suppliers, and nominated agents against any and all claims, damages or loss howsoever arising, including but not limited to wilful misconduct or negligent act or omission arising from their participation in this competition.

RELEASE OF LIABILITY

The Promoter reserves the right to terminate the competition at any time.

1. The Promoter cannot accept any responsibility for entries not received because they have been lost, or not received due to interrupted internet connections or miscommunications, or other electronic malfunctions.
2. Any entries found to be duplicate or fraudulent will result in the entrant being excluded from the competition.
3. By participating, all entrants release the Promoter, its affiliates, partners, subsidiaries, officers, directors, agents, employees and all entities associated with the development and execution of this competition from any and all liability with respect to and in any way arising from participation in this competition, acceptance or use of prizes.
4. Entrants also agree that the Promoter, its affiliates, partners, subsidiaries, officers, directors, agents, employees and all entities associated with the development and execution of this competition are not responsible or liable for any injury or damage to an entrant’s or third person’s computer related to or resulting from the competition, the submission and/or its prizes.
5. Therefore, if you enter into this competition, you agree not to hold the Promoter or any associated parties of the Promoter liable for any loss or injury you may suffer as a result of entering into this competition.
6. The Promoter is not liable for damage to a user’s computer system (including, without limitation, any server failure or lost, delayed or corrupted data or other malfunction) due, either directly or indirectly, to an entrant’s participation in the competition or downloading of information in connection with the competition.
7. The Promoter reserves the right to modify or cancel the competition in the event that any portion of any website used to administer any aspect of the competition becomes technically corrupted.
8. The Promoter assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of entries.
9. The Promoter is not responsible for any problems or technical malfunction of any telephone network or telephone lines, computer online systems, servers, or providers, computer equipment, software, failure of any e-mail or entry to be received by the Promoter on account of technical problems, human error or traffic congestion on the internet or at any website, or any combination thereof, including any injury or damage to the entrant’s or any other person’s computer relating to or resulting from participation in this competition or downloading any materials in this competition.
10. Entrants agree that the Promoter and its subsidiaries (The Promoter included), as well as the Promoter’s Corporation’s or its subsidiaries’ advertising and competition agencies, and all of their respective officers, directors, employees, representatives and agents will have no liability whatsoever, and will be held harmless by winner(s) for any injuries, losses or costs or damage of any kind resulting in whole or in part, directly or indirectly from acceptance, possession, misuse or use of  prize or parts thereof, or from participation in this competition.
11. The Promoter’s entire liability and your sole and exclusive remedy will be limited to a distribution of the equivalent number of prizes as set forth above. By participating in the competition, you waive any and all rights to bring any claim or action related to such matters in any forum beyond one (1) month after the first occurrence of the kind of act, event, condition or omission upon which the claim or action is based.

PRIVACY POLICY

Old Mutual iWYZE (“the Promoter”) treats all information collected as confidential. The Privacy Policy outlines how the Personal Information is collected and used throughout your interactions with the Promoter. Click here to view the Privacy Policy https://www.iwyze.co.za/privacy-policy

COMPETITION E-MAILS

1. You may automatically be added to the Promoter’s mailing list and the Promoter could notify you of new services or specials which may be of interest to you.
2. From time to time the Promoter may e-mail you information about the Promoter’s or our partners, if you do not wish to receive this e-mail you can opt out as provided for in the e-mail.

RIGHT TO AMEND THIS POLICY

Old Mutual iWYZE reserves the right to change the terms and conditions at any given time.