South Africa was recently hit by a number of severe thunderstorms and flash floods. As several homes, businesses and roads were flooded, photos and videos of the damages were shared on social media. The footage was alarming but it also reminded millions of South Africans about the importance of vehicle and property insurance. If you

Vehicles submerged after flood

South Africa was recently hit by a number of severe thunderstorms and flash floods. As several homes, businesses and roads were flooded, photos and videos of the damages were shared on social media. The footage was alarming but it also reminded millions of South Africans about the importance of vehicle and property insurance.

If you weathered the storm and were fortunate enough not to claim from your insurance provider, you were probably relieved when the storm passed. However, with weather experts predicting more rainy days ahead, you will want to take precautions and double check that your personal property insurance policies are up to date.

Property insurance is usually referred to as homeowners insurance and home contents insurance. To make sure you are adequately covered for your property, it’s important to know the difference between the two and what each one covers. The terms and conditions may vary between insurers.

Homeowners insurance

This is also known as building insurance and offers you cover in the event of loss or damage to the physical structure of your property. These damages can be caused by fire, theft, lightning, natural disasters such as storms, floods, hail or heavy winds, or damage caused by burst or leaking water pipes and geysers.

Home contents insurance

This covers your household contents such as furniture and other appliances. Home contents insurance protects your Household Contents and provides you with cover if your household items are stolen or damaged by fire, lightning, rain, flood, hail, wind or any natural disasters. You will also be covered if your contents are damaged by burst or leaking geysers and water pipes, or if your possessions are damaged by vehicles or falling trees and branches. If you are looking for an affordable and comprehensive property insurance quote, contact iWYZE on 0860 93 94 93 or submit your details and we’ll call you right back.

By taking homeowners insurance and home contents insurance from iWYZE, you will also receive a range of additional benefits as well, such as cover for your Wendy House and reasonable compensation if you have to pay a fire brigade to put out a fire at a private residence. To find out more, contact us today.

Image credit: Emer-G-Med