If you’re looking for home insurance quotes online, and it’s likely you are, because of the convenience, you don’t want to spend hours trying to find the best home insurance quotes South Africa has to offer. Instead, you want to be able to identify the best home insurance companies around, and find out exactly what you can expect to pay via a handy home insurance calculator.
We’ll tell you exactly how to make your hunt for home insurance companies exceptionally easy, and also how you can be sure to get the most reasonable home insurance quotes available. But, before we do, let’s take a brief look at home insurance itself.
What Is Home Insurance (sometimes also called Buildings Insurance)?
Home insurance applies to your home itself, as opposed to the contents of your home. Your belongings are covered by a different form of insurance. But, when it comes to protecting the actual structure in which you live from the dangers of the elements, home insurance is what you are after.
How to Get the Best Home Insurance Quotes
Here are a few tips for making sure that the quotes you get for home insurance are the absolute best quotes possible:
1. Boost Your Excess
Many people don’t have a lot of cash on hand, and so they opt for lower excesses. However, by boosting the excess amount (the amount you pay in the case of a claim) you might be eligible for lower premiums. That being said, don’t gamble with your home. Be sure that you have access to the amount you choose as your excess.
2. Boost Your Home Security
With anything from a break-in to a fire, response time is everything. The quicker emergency services can get out to your home, the smaller the amount of loss is likely to be. It thus pays to have a great system installed for calling out emergency services – something insurance companies acknowledge and take into account when quoting.
3. Show Loyalty
If you’re prepared to take out multiple policies with an insurer (covering your home, the contents of your home, your car, etc.) then that insurer might reward you by lowering the premiums across all of your policies.
How to Find the Best Home Insurance Companies
The great news here is that you’ve already found us! You can save a heap of research time by using our website to compare home insurance quotes online and you can use our handy home insurance calculator to determine how much you stand to save by insuring with us.
iWYZE doesn’t just offer the best deals around, we go out of our way to ensure that your entire experience is as convenient and enjoyable as possible.