CAR INSURANCE

BUILT-IN BENEFITS

Your Old Mutual iWYZE Car Insurance cover goes beyond just your vehicle to also include yourself and your precious cargo, providing additional protection against unforeseen road emergencies.

• Emergency medical expenses should any passenger in your vehicle be injured as the result of an accident.
• Trauma counselling if you or a member of your family is the victim of a hijacking, armed robbery, or violent or attempted theft.
• Vehicle keys, locks and remotes compensation in the case of loss or damage.
• Emergency accommodation expenses for you and one passenger for up to two days, should you have a car accident more than 250km away from home.
• Road and Home Emergency Services cover, available to you 24 hours a day, 365 days a year and automatically included with your iWYZE car or home insurance policy.

OPTIONAL OFFERS

Apart from built-in benefits, you can also opt for some value-added benefits to get even more mileage for your moolah.

• Cash Back Bonus – receive 10%of your premiums back in cash after every 3 claim-free years.
• Bundle and save – your vehicle premium is linked to the number of vehicles on cover, which means the more vehicles you insure with iWYZE, the lower your premium per vehicle becomes. You can even bundle your car and home insurance to save more. 

OLD MUTUAL IWYZE COMPREHENSIVE CAR INSURANCE

Comprehensive Car Insurance from Old Mutual iWYZE is truly the wisest car insurance choice you can make. It provides complete peace of mind, knowing that your vehicle is fully covered, no matter the unexpected detours owning a car might lead to!

BENEFITS AND COVER

Old Mutual iWYZE Comprehensive Car Insurance is our only car insurance option that will cover your loss or damage in the event of a road accident or natural disaster.

• Cover against loss or damage to your vehicle due to road accidents.
• Cover against theft or hijacking (including attempted theft and hijacking) of your vehicle.
• Cover against damage to your vehicle due to fire, theft or natural disaster (e.g. storms, hail and floods).
• Cover for third party claims made against you, should you ever be held legally liable for damage to another vehicle, injury to another person or damage to third party property.
• Road Emergency Services cover, automatically included with your iWYZE Car Insurance policy and available to you 24 hours a day, 365 days a year.
• Car hire cover (optional and available at an additional premium)
• Credit shortfall cover (optional and available at an additional premium)

THIRD PARTY, FIRE & THEFT CAR INSURANCE

Old Mutual iWYZE Comprehensive Car Insurance is the most complete protection you can have. We know however that variables, such as budget constraints, limited vehicle usage and the age or value of your vehicle influence your choice of car insurance option.

That is why we also provide you with a third party, fire & theft car insurance option to ensure that you still enjoy a large degree of protection and have access to a wide range of benefits:

• Cover against the theft or hijacking (including attempted theft and hijacking) of your vehicle.
• Cover against loss or damage to your vehicle due to fire, lightning and explosion.
• Cover in the case of third party claims made against you, should you ever be held legally liable for damage to another vehicle, injury to another person or damage to third party property. Back to top

FREQUENTLY ASKED QUESTIONS

What is comprehensive car insurance?

Comprehensive car insurance is the most complete form of car insurance. It covers you for loss or damage to your car, as well as third-party liability claims.

It also covers any person who was in the vehicle at the time of an accident, regardless of whether they were driving or not. This can be extremely useful if there are passengers who are injured in a crash and need additional medical care.

At iWYZE, we know that you want to protect your car and yourself. That's why we offer comprehensive car insurance, which covers any damage to your vehicle from an accident or natural disaster. Whether it's a big storm or a fender bender, comprehensive car insurance will make sure you're covered for all your repairs—and more importantly, that nothing happens to you.

How much is car insurance per month in South Africa?

The cost of car insurance in South Africa varies depending on what kind of car you drive and how old it is, as well as the length of your driving record and other factors. iWYZE has three types of Insurance covers: Comprehensive Car Insurance, Third Party Car Insurance and Third Party Fire and Theft Car insurance.

If you want to find out more about how much car insurance will cost for your specific situation, fill out the form below and one of our consultants will guide you through and provide you with a tailor-made solution.

What is third-party car insurance?

Third-party car insurance is a type of insurance that covers another vehicle, not yours. For example, if you hit someone else's car or property with your vehicle and it causes damage, third-party car insurance will cover the cost of repairing or replacing that property, but you will be responsible for your own damages. It also covers any medical expenses for injuries sustained by people who were in the other vehicle.

What's the cheapest kind of car insurance?

There is no one-size-fits-all answer to this question, as the best option for affordable car insurance depends on your needs and your budget. However, Third-party car insurance is usually the least expensive option. We recommend comprehensive car insurance as it’s the option that covers a wide range of possible risks.

How to get car insurance quotes online?

There are a few different ways to get car insurance quotes online. iWYZE offers a no obligation free quotes online, simply visit https://iwyze.co.za/quote

Is car insurance required in South Africa?

Car insurance is not compulsory and not a legal requirement in South Africa. However, it is highly recommended as it can help cover the costs of damages or injuries that may occur in the event of an accident. If your vehicle is financed, the financial institution requires the vehicle to be comprehensively insured for the duration of the financed period. You can get car insurance quotes online by clicking here.

Is it worth getting fully comprehensive car insurance?

Yes, it is definitely worth getting comprehensive car insurance in South Africa. The number of fatal road accidents is quite high and it is important to have peace of mind when driving around.

Can I insure a car that is not in my name in South Africa?

No, you cannot insure a car that is not in your name in South Africa. The car must be registered in your name in order to be insured.