iWYZE GAP COVER

Bridge the gap between what your medical scheme pays and what your medical specialists charge with iWYZE Gap Cover and be protected from the risk of substantial medical expense shortfalls, co-payments and deductibles.

GET QUOTE
LET US CALL YOU!

COVER FOR MEDICAL EXPENSE SHORTFALLS

Medical scheme cover is no longer enough to secure your and your immediate family’s health. iWYZE Gap Cover is the wise solution, designed to boost your medical scheme cover to protect you from being caught off guard with unexpected and large medical expense shortfalls that incurred when your medical scheme cover has fallen short.

 DID YOU KNOW?

Health professionals can charge up to a maximum total amount of five times the medical scheme rate while most medical schemes only cover you for one times the medical scheme rate! This means you would end up worrying about significant and unplanned medical bills, while you should only focus on recovering and restoring your health!

MIND THE GAP

The table below is an illustrative example of how iWYZE Gap Cover could help you to cover those medical expense shortfalls:

Shortfall covered for various Treatments, according to patient age:
C-section
33yrs old - R11 885
Ovarian Cyst
47yrs old - R16 082
Tonsillectomy
6yrs old - R5 826
Cancer
32yrs old - R43 298
Spinal Surgery
46yrs old - R42 760
Wisdom Extraction
24yrs old - R9 387
Hip Replacement
51yrs old - R24 617
Endometriosis
47yrs old - R28 502
Make the wise choice and get iWYZE Gap Cover now to secure your medical expense shortfalls!

iWYZE GAP BENEFITS

Acting wisely when it comes to your healthcare, doesn’t only protect your and your family’s health, but also your pocket! iWYZE Gap Cover offers excellent In-Hospital and Out-of-Hospital benefits to cover extensive medical expense shortfalls for tariffs, oncology, sub-limits, co-payments and deductibles, plus a Benefit Extender in addition to the core benefits.

COVERED EVENTS

Hospitalisation for:

  • Accidental harm, illness or other health incidents.
  • Oncology treatment, including chemotherapy, radiotherapy or other drug regimen.
  • Kidney dialysis.
  • Trauma.

GAP COVER OPTIONS:

IN-HOSPITAL BENEFITS

In-Hospital Benefits include cover for substantial tariff shortfalls, co-payments or sub-limits, co-payment and deductibles and shortfalls from sub-limits arising from in-hospital consultations, procedures or out-patient oncology treatment.

READ MORE
OUT-OF-HOSPITAL BENEFITS

Out-of-Hospital Benefits provide cover for tariff shortfalls on surgical procedures, treatments and medical expense shortfalls received as an out-patient, as well as cover for accidental casualty and penalty co-payments.

READ MORE
BENEFIT EXTENDER

The Benefit Extender was designed to assist with additional benefits (over and above the core benefits) for certain medical events, resulting in additional non-medical expenses that will not be covered by medical scheme. These benefits can be used at own discretion.

READ MORE

COMPENSATION

The total maximum compensation limit payable for all In-Hospital, Out-of-Hospital and Benefit Extender benefits will be limited to R150 000 (One hundred and fifty thousand rand) per family member per annum.