Spot the difference and win a lunch voucher competition terms & conditions

TO ENTER THIS COMPETITION, YOU WILL BE REQUIRED TO: 

1. Follow the Old Mutual iWYZE page on Facebook, Instagram, X (formerly Twitter) or LinkedIn. 

2. Comment with the differences you spotted in both pictures. Include the hashtag #WYZEWednesday tag iWYZE and a friend. 

THESE OFFICIAL RULES APPLY TO THE COMPETITION 

(“Competition”), is sponsored and administered by Old Mutual iWYZE, the Direct Distribution Division of Old Mutual Insure Limited, a licensed FSP & Non-Life Insurer (“Sponsor”). By entering this Competition, you are deemed to have read, accepted, and agreed to be bound by these official rules and the decisions of the Sponsor, which shall be final and binding on all matters relating to this Competition. Only one (1) entry per participant is permitted. Participants may enter through either Facebook, Instagram, or X, however entries across multiple platforms are not allowed and will result in disqualification. 

COMPETITION PERIOD 

This competition is valid from 11:00 SAST on 03 June 2026 until 23:59 SAST on 04 June 2026. 

ELIGIBILITY 

This Competition is open exclusively to individuals who are permanent residents or citizens of the Republic of South Africa, aged 18 years and older, with a valid South African ID document. Companies and/or other organisations are not eligible to participate in the Competition. Employees, contractors, directors and officers of the Sponsor and its affiliates, subsidiaries, distributors, sales representatives, retailers and advertising, promotion and judging agencies and all other service agencies and providers involved with the Competition, and members of the immediate family (spouse, parent, child, sibling and their respective spouses, regardless of where they reside) and households of each, whether or not related, are not eligible to participate or win. An individual’s eligibility to participate and win the Competition is void where prohibited by law. Should you have won a prize from this brand or any other brand in the Sponsor’s stable in the last six (6) months, you will not be selected as a winner in this Competition. An eligible entry is one that originates from a person/participant who follows the Sponsor’s qualifying social media account/s and has posted a comment in the comments section of the competition post as well as complying with the terms of these official rules. Only one entry per participant will be considered. Participation in this competition and eligibility to win is not dependent on maintaining, renewing, or purchasing any insurance policy, and will not affect any policy benefits, premiums, underwriting decisions, or claims outcomes. 

PARTICIPATION 

Alias accounts will not be accepted, and nor will entries on behalf of another person. In order to be eligible for this competition, the entering account must be unlocked. All entrants need to enter via a legitimate social media profile on Facebook, X, Instagram and LinkedIn, and on behalf of themselves (We reserve the right to request proof of account ownership if suspicious activity is identified). This competition is not sponsored, endorsed or administered by Facebook, X, Instagram and LinkedIn. The use of automated and/or manual techniques, devices, and mechanisms, including, but not limited to, software, code, web bots or any other systems that circumvent and/or abate the proper conduct and purpose of this Competition, whether intentional or otherwise, is prohibited. Reasonable establishment on the use of multiple accounts, aliases, or other identification to submit multiple comments suffices to raise ineligibility of the participant to win a Prize. Participants may NOT upload any comments, content, images, emoticons, and/or any other media containing material that is of a pornographic nature, illegal, defamatory, threatening, obscene, harmful to minors, promoting racism, hatred, discrimination of any kind, and/or is against any applicable standards or guidelines of the Sponsor. Such comments will be disqualified and entrants may be disqualified from this Competition and any subsequent competitions run by the Sponsor. The Sponsor will not take responsibility for entries lost, damaged or delayed as a result of any network, computer hardware, device or software failure of any kind. 

ENTRY LIMITATIONS 

Only one (1) entry per person will be permitted. Multiple entries from the same participant will result in disqualification 

PRIZES 

There is a total of one (1) prize consisting of 1 Uber Eats voucher to the value of R100. The Prize will be awarded to one qualifying winner. The prize is subject to the terms and conditions of the merchant (Uber Eats). No alternative to the prizes will be offered. The prize is not exchangeable for cash. By entering the competition in accordance with its terms, you are entering a promotional competition for the purposes of the Consumer Protection Act No. 68 of 2008 (“CPA”) and the promotional competition will be conducted in accordance with the same. Should you win a prize in the Competition, you undertake to expeditiously do all things necessary to enable the Sponsor to comply with its obligations under the CPA. 

WINNER SELECTION, NOTIFICATION, AND REDEMPTION OF PRIZES 

There will be one (1) winner selected randomly. The winner will be chosen across the Old Mutual iWYZE social media pages, namely, Facebook, Instagram, X and LinkedIn. The winner will be selected via a random draw from all eligible entries, where it is not possible for anyone, including personnel, to manipulate or predict the giveaway results. 

The winner will be contacted via the Old Mutual iWYZE social media pages for their details and consent to publish their names on the Old Mutual iWYZE page. The winner will have twenty four (24) hours to submit their identification documents to claim their Prize. 

Following two (2) unsuccessful attempts to make contact with a drawn winner, the Prize may be awarded to another winner. Upon being selected, all winners will be required to provide a copy of their ID document and submit a release form to verify their details and give or deny consent of the use of their name on the Sponsor’s social media pages. Failure to do so will result in disqualification, and the Sponsor will not be held liable for any winner that provides incomplete or incorrect details. 

The decision on all matters arising out of the Competition will be final and binding, and no correspondence will be entered into. By entering the competition you agree to be bound by the terms and conditions as disclosed and your attention is specifically drawn to the fact that winners may decline the right to have their name(s) and/or photo published on our social media platforms without payment or compensation and this may not affect their winnings in accordance with the Protection of Personal Information Act No. 4 of 2013 (“POPI Act”) and the CPA. 

INTERNET 

The Sponsor is not responsible for computer system, phone line, hardware, software, cable, satellite, Internet Service Provider (ISP) or programme malfunctions, or other errors, failures, or delays in computer transmissions or network connections. The Sponsor is not responsible for any errors whether human, mechanical, electronic, computer, network, typographical, printing, or otherwise relating to, or in connection with the Competition, including, without limitation, errors or difficulties which may occur in connection with the administration of the Competition, the announcement of the Prizes, or in any Competition-related materials. The Sponsor reserves the right at its sole discretion to disqualify any individual, and void his or her participation in the Competition, who tampers with the Competition process. 

RIGHT TO CANCEL, TERMINATE, MODIFY OR SUSPEND 

Subject to applicable laws, the Sponsor may at any time and in its sole discretion cancel, terminate, modify, suspend, vary or re-run the Competition or any aspect thereof, for any reasons whatsoever, and withhold the Prize(s), including without limitation, if there are insufficient eligible participants or for any reason, or any aspect of this Competition is not capable of running as planned, including by reason of computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any other cause beyond the control of the Sponsor, except as provided for in the CPA. 

In the event that the Competition is cancelled or terminated, the Sponsor reserves the right to conduct a random draw from among all eligible participants. In the event of such an occurrence, the Sponsor may post a notice on their social media page(s). The Sponsor shall have the right to, at its sole discretion and without notice (i), modify these Official Rules and/or (ii) extend the Competition Period at its sole discretion. 

PRIVACY 

The Sponsor adheres to the legal parameters regarding legal privacy in South Africa. By participating in the Competition and in accordance with the POPI Act, you consent to 

(i) the collection and use of your personal information for the purposes of administering this Competition and awarding the Prize(s), 

(ii) the processing of your personal information by the Sponsor, any of their operators, commercial partners, and subcontractors (who may be outside South Africa) on the condition that they will keep such information confidential; and 

(iii) the retention of your personal information for as long as permitted for legal, regulatory, fraud prevention, and marketing purposes. It’s the entrant’s responsibility to ensure that any information which is provided to the Sponsor for the Competition is accurate, complete and up to date. 

RELEASE 

By participating, and to the extent permitted by applicable laws, you agree: (a) to release the Sponsor and any third-party retained by or on behalf of the Sponsor for the purposes of executing and administering the Competition and each of their respective parents, affiliates, subsidiaries, retailers, distributors, sales representatives, distributors, advertising, promotion and judging agencies and all other service agencies and providers involved with this Competition and each of their officers, directors, employees and agents from any and all liability, loss or damage incurred with respect to their participation in the Competition and the awarding, receipt, possession, and/or use or misuse of any Prize; and (b) that under no circumstances will you be permitted to obtain awards for, and you hereby waive all rights to claim, any punitive, incidental, consequential or other damages, including, but not limited to, attorneys’ fees or other court costs, other than for actual out-of-pocket expenses. Any waiver of any obligation hereunder by the Sponsor does not constitute a general waiver of any obligation to participants. By participating in the Competition, you agree that your participation is gratuitous and made without restriction and will not place the Sponsor under any obligation. 

GOVERNING LAW 

This Competition is governed by, subject to, and is to be interpreted, construed, and enforced in accordance with the laws of the Republic of South Africa. 

GENERAL TERMS 

The Sponsor will not be held responsible for any delays in the delivery of the Prizes, nor errors on the part of the chosen delivery company or service provider once the Prize has left the Sponsor’s headquarters. This offer is exclusive to Old Mutual iWYZE. For further information, please contact the Old Mutual iWYZE or send a message to the Sponsor’s Consumer Care Line. 

RIGHT TO AMEND THIS POLICY 

Old Mutual iWYZE reserves the right to change the terms and conditions at any given time.