When it comes to insurance, no matter how much the cost, you always want to know that you are getting a reliable and affordable service. This is important, especially if you are looking for cheap car insurance for first time drivers or cheap car insurance for students.
This post was published on 22 Feb, 2017

With this in mind, it is vital to remember that just because the price is ‘cheap’, it doesn’t necessarily mean that it is the right insurance for you. Always do your research and speak to professionals before making a decision.

If you took the phrase ‘cheap car insurance new driver’ and gave it to drivers and insurance companies alike, the drivers would all read ‘cheap car insurance’ while many of the insurance companies would just read ‘new driver’.  However, while some insurance companies do hike up the price greatly for students and first time drivers, not all of them do.  It is perfectly possible to get cheap car insurance for first time drivers and for students, but that doesn’t always mean it will be right for you.

If you are serious about getting reliable and affordable insurance, here are some tips to help you along your way:

How to Get Cheap Car Insurance for Students and New Drivers

  1. Know Where to Look

Start off by finding the insurance companies that are most likely to give you good premiums.  You can do this by finding cheap insurance quotes online free.  If the premiums are already low, you know that that particular company is likely to offer very good deals to new drivers. However, always remember that not everything marked as ‘cheap’ is a good deal.

  1. Opt for a Higher Excess

Especially if you’re driving an older car, it might help you to choose a higher excess.  By doing this you can keep your monthly premiums down.  Just be sure that you don’t overshoot and can still afford the excess you choose.

  1. Get Security

Insurance companies see well-protected cars as less of a risk.  This doesn’t mean that you need to coat your car in cast iron.  However, adding an alarm, immobiliser, gear-lock, and so on definitely works favourably in the eyes of insurance companies.  Do this and you might be looking at lower premiums.

  1. Don’t Claim Unless You Need To

People that claim for absolutely everything tend to cost insurance companies a lot of money.  Because of this, their premiums are usually higher.  Check to see if you stand to get a better deal if you don’t claim very often.

Affordable insurance for you

The reality is that, if you’re a new driver, you can expect to pay slightly more than an older, more experienced driver.  That being said, you shouldn’t expect to be ripped off.  Make sure you get reliable and affordable car insurance quotes online free and find a great insurer who understands your position and is willing to give you low premiums.

Fortunately for you, you’ve already found one!  So, for great deals that won’t punish you for being a new driver, contact iWYZE today!

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